What type of insurance must funeral establishments in Oklahoma maintain?

Funeral establishments in Oklahoma are required to maintain professional liability insurance. This type of insurance is specifically designed to protect funeral service providers from claims alleging negligence, errors, or omissions in the performance of their professional services. Given the sensitive nature of funeral services, which often involve emotional and significant life events, maintaining professional liability insurance helps to ensure that funeral homes can adequately respond to claims made by families and individuals dissatisfied with the services provided.

While other types of insurance such as general liability, property damage, and workers' compensation are important for overall business operations, professional liability insurance is particularly crucial for funeral establishments due to the unique services they provide and the legal risks associated with those services. This type of insurance helps to safeguard both the business and its clients by addressing claims related specifically to professional duties within the funeral service industry.