What is required in the disclosure of pre-need funeral contracts in Oklahoma?

In Oklahoma, the disclosure of pre-need funeral contracts mandates a detailed written explanation of services and costs. This requirement ensures transparency and protects consumers by providing them with comprehensive and clear information about what is being agreed upon in the pre-need contract. By having this written documentation, potential purchasers can make informed decisions and understand the specific services they are paying for, along with associated costs. This practice helps to prevent misunderstandings and disputes regarding the terms of the contract in the future, fostering greater trust in the funeral service industry.

The other options do not meet the statutory requirements. A verbal overview lacks the necessary detail and permanence of a written document, while generic information fails to provide the specific, itemized details necessary for consumers to make informed choices. Similarly, a summary of state regulations does not address the specific services and costs associated with pre-need funeral contracts and would not fulfill the obligation to disclose contractual terms in a manner that protects the consumer's interests.